If a company is in the business of ripping their customers off, can they really be surprised when their own employees rip them off?
Seems that a local company, who is great at giving people the shaft by selling them a product they need but will go about financing the product at the highest interest rate possible and added unneeded extras only to jack up the amount being financed. Then they cite that the reason for the high interest rates they get for their customers is that their clientèle is more subprime than prime and therefore can only get "these kind of rates" from the lenders.
Then when it comes time to provide warranty support for the product, anything short of a federally mandated recall is the customer's fault and therefore is not covered under warranty. So there they go shafting the customer, again.
Well to make a long story short, a couple of the company's employees started ripping the company off, probably skimming off the top of the extra bill padding the company was already ripping off from the customer.
Well as all good things, the management discovered this and promptly fired the individuals and then, get this, issued a public statement that basically said they were shocked and appalled that something like this could happen.
You know it's Karma when thieves start stealing from thieves. As for being shocked and appalled, now you know how your customers feel after you give them the shaft.
20 May 2008
17 May 2008
Be Careful What You Wish For...
Last week, I posted how there were almost no advertisements for people to spend the Economic Stimulus Rebate money. Now, the money is pouring in and the I stand corrected, the advertisings are coming out of the woodwork, as well. Heck, I got an email from a Telescope vendor to specifically use my Economic Stimulus money to stimulate my imagination and buy a real cool telescope. Then it's like someone opened the flood gates, because the ads just keep coming. I will go on record as saying they arrived a little late but they are here none the less.
Unfortunately, there is no more economic stimulus money here...it has been spent and it's stimulating the economy (I hope). Besides, I already have a real cool telescope.
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Dave Guerra, Economic Stimulus, Money, Economy, Marketing, Advertising, Missing the Boat, Opportunity, TV Ads, Radio Spot, Web Ads
Unfortunately, there is no more economic stimulus money here...it has been spent and it's stimulating the economy (I hope). Besides, I already have a real cool telescope.
Let's Tell Technorati To Tag This:
Dave Guerra, Economic Stimulus, Money, Economy, Marketing, Advertising, Missing the Boat, Opportunity, TV Ads, Radio Spot, Web Ads
05 May 2008
Another Missed Opportunity?
I don't know you or where you live, but where I live I have yet to see anyone do anything to promote spending the Economic Stimulus Money on any goods or services. No TV ads, no radio spots, no print ads, not even an online pop-up. If I am out of the loop, someone please clue me in.
I'm sorry but I just can't see why no one is taking advantage of all this money? During Tax season, here in the U.S., we have endless 30 second spots calling for people to bring in their W-2s and get a new car or in more recent years to use your tax return as a down payment on a new house. Don't forget about those nice people over at the payday loan place. They are forever, advertising on the radio.
Opportunity is knocking and yet again, no one is answering. This would be a prime opportunity for those mega-marts, that sell home improvement supplies and solutions, to get on the ball and take advantage of an opportunity. Think about it, using your Economic Stimulus check to buy stuff for around the house, fix things, or start a new DIY project. Personally, I am looking at tearing up that Berber carpet in the bedrooms and putting down laminate wood flooring. That way when it comes time to sell, I will not have to be scrambling to rip out that ugly Berber and scramble to put something down.
If advertisers around the country decided that it would be in bad taste for clients to promote their products and services during this state of economic noisy and confused activity then why didn't someone tell me? or was there just too much noise out there that the message got lost?
Let's Tell Technorati To Tag This:
Dave Guerra, Economic Stimulus, Money, Economy, Marketing, Advertising, Missing the Boat, Opportunity, TV Ads, Radio Spot, Web Ads
I'm sorry but I just can't see why no one is taking advantage of all this money? During Tax season, here in the U.S., we have endless 30 second spots calling for people to bring in their W-2s and get a new car or in more recent years to use your tax return as a down payment on a new house. Don't forget about those nice people over at the payday loan place. They are forever, advertising on the radio.
Opportunity is knocking and yet again, no one is answering. This would be a prime opportunity for those mega-marts, that sell home improvement supplies and solutions, to get on the ball and take advantage of an opportunity. Think about it, using your Economic Stimulus check to buy stuff for around the house, fix things, or start a new DIY project. Personally, I am looking at tearing up that Berber carpet in the bedrooms and putting down laminate wood flooring. That way when it comes time to sell, I will not have to be scrambling to rip out that ugly Berber and scramble to put something down.
If advertisers around the country decided that it would be in bad taste for clients to promote their products and services during this state of economic noisy and confused activity then why didn't someone tell me? or was there just too much noise out there that the message got lost?
Let's Tell Technorati To Tag This:
Dave Guerra, Economic Stimulus, Money, Economy, Marketing, Advertising, Missing the Boat, Opportunity, TV Ads, Radio Spot, Web Ads
04 May 2008
Yikes!!! It's all about GOLD, again
Yes, it's time to revisit the latest happenings with GOLD. As of this writing, the closing price was $855.60. That sure is a long way from the $1000 high. Remember, my friend that wanted to ride the Gold wave as it was closing in on that magical 1K value. Good thing, someone knocked some sense into his head. Now he is putting his focus on finding the next big thing.
Good for him! What about you? Are you looking for the next big thing? I do hope you are. Just remember, that the next big shouldn't come at a price that you are not prepared to pay. Also don't forget, the economy is not what it used to be. So don't let the next big thing put you in a financial bind. As I am not telling you anything new, it does not hurt to say it again.
While I do not profess to know what the next big thing is, I do know that the only way to determine what the next big thing is is to do your homework. It is no secret that I am a big proponent of doing your homework, getting yourself informed, and taking responsibility for your actions. Take a little time and study the markets, they are not that difficult to understand once you get a few concepts under control.
Back to our topic. So Gold is down and has been going down since hitting it's high earlier this year. On the 1st of May, Gold closed up from what was a 30 day low. So where is the price of Gold going? Up or Down???? The popular theory has Gold going down to the $800 mark before any kind of notable up swing. Of course there are analysts that agree that the price of Gold will continue drop, however, not as far. They are favoring a $850 leveling off point (which we are close to now). I can pretty much believe this to be true. As I have written, it might be time to pull the trigger and get in on commodities trading (I mean if you ever were interested in doing so). However, there might be something to consider. Please read on.
Whether it's next week or next month, if you are planning to pull the trigger on a Gold buy, then you best be ready and the same thing can be said for Silver. Silver closed at $16.36/oz. which puts it up after closing April at the 30 day low of $16.15/oz. Does this signify a time to buy? Probably not. Historically, since the summer of 2002 and every summer since then Silver remains within the same price range at the end of August that it started off the beginning of May at. Check out this cool chart I made just for you.
Will Summer 2008 be any different?
I really don't think so. Then again, we did start May '08 on the upswing, so if anything we might just be able to make a couple of dollars. As for making the big bucks, if the lack of any real activity in the summer is any indicator, this may be the time begin creating a position in any commodity. By the way, here is the chart for gold.
Very Interesting, as Gold and Silver prices appear to be taking the summers off. They both start strong but lag throughout the summer months. I'll say it again this is a perfect opportunity to accumulate positions in securities thus building a strong portfolio exists and that is a good thing to do during the summer months?
Still not convinced?
Check out this chart which depicts the Dow Jones Industrial Average closing figures for the first and last days of May, June, July, and August of 2002 through 2007. By the way, these were the same dates used to create the Gold and Silver charts above.
I do hope you are bit more informed as to what might or might not be happening in the markets. Still, don't let this stop you from doing your home work. I know I will use these next four months to create a stronger portfolio.
As always, please know and understand: Past performance is NOT an indicator of future performance.
Let's Tag This With:
Dave Guerra, Gold, Silver, DJIA, Commodities, Stocks, Bonds, Economy, Portfolio, Money
Good for him! What about you? Are you looking for the next big thing? I do hope you are. Just remember, that the next big shouldn't come at a price that you are not prepared to pay. Also don't forget, the economy is not what it used to be. So don't let the next big thing put you in a financial bind. As I am not telling you anything new, it does not hurt to say it again.
While I do not profess to know what the next big thing is, I do know that the only way to determine what the next big thing is is to do your homework. It is no secret that I am a big proponent of doing your homework, getting yourself informed, and taking responsibility for your actions. Take a little time and study the markets, they are not that difficult to understand once you get a few concepts under control.
Back to our topic. So Gold is down and has been going down since hitting it's high earlier this year. On the 1st of May, Gold closed up from what was a 30 day low. So where is the price of Gold going? Up or Down???? The popular theory has Gold going down to the $800 mark before any kind of notable up swing. Of course there are analysts that agree that the price of Gold will continue drop, however, not as far. They are favoring a $850 leveling off point (which we are close to now). I can pretty much believe this to be true. As I have written, it might be time to pull the trigger and get in on commodities trading (I mean if you ever were interested in doing so). However, there might be something to consider. Please read on.
Whether it's next week or next month, if you are planning to pull the trigger on a Gold buy, then you best be ready and the same thing can be said for Silver. Silver closed at $16.36/oz. which puts it up after closing April at the 30 day low of $16.15/oz. Does this signify a time to buy? Probably not. Historically, since the summer of 2002 and every summer since then Silver remains within the same price range at the end of August that it started off the beginning of May at. Check out this cool chart I made just for you.
Will Summer 2008 be any different?
I really don't think so. Then again, we did start May '08 on the upswing, so if anything we might just be able to make a couple of dollars. As for making the big bucks, if the lack of any real activity in the summer is any indicator, this may be the time begin creating a position in any commodity. By the way, here is the chart for gold.
Very Interesting, as Gold and Silver prices appear to be taking the summers off. They both start strong but lag throughout the summer months. I'll say it again this is a perfect opportunity to accumulate positions in securities thus building a strong portfolio exists and that is a good thing to do during the summer months?
Still not convinced?
Check out this chart which depicts the Dow Jones Industrial Average closing figures for the first and last days of May, June, July, and August of 2002 through 2007. By the way, these were the same dates used to create the Gold and Silver charts above.
I do hope you are bit more informed as to what might or might not be happening in the markets. Still, don't let this stop you from doing your home work. I know I will use these next four months to create a stronger portfolio.
As always, please know and understand: Past performance is NOT an indicator of future performance.
Let's Tag This With:
Dave Guerra, Gold, Silver, DJIA, Commodities, Stocks, Bonds, Economy, Portfolio, Money
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